If you received the full amount of the third Economic Impact Payment, you don't need to include any information about your payment when you file your 2021 tax return.

If you didn't qualify for a third Economic Impact Payment or got less than the full amount, you may be eligible to claim the 2021 Recovery Rebate Credit based on your 2021 tax year information. If you're eligible, you'll need to file a 2021 tax return even if you don't usually file a tax return. Your 2021 Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund.

Any third Economic Impact Payments you received will reduce the amount of the credit you're eligible for. You will need the total amount of your third Economic Impact payment and any plus-up payments to claim the 2021 Recovery Rebate Credit and avoid a processing delay that can slow a tax refund.

Do not include amounts of missing first or second stimulus payments on your 2021 tax return. Instead, see How to Claim the 2020 Recovery Rebate Credit.

File your 2021 tax return electronically in 2022 and the tax software will help you figure your 2021 Recovery Rebate Credit. Your Recovery Rebate Credit will reduce the any tax you owe for 2021 or be included in your tax refund, and can be direct deposited into your financial account. You can use a bank account, prepaid debit card or alternative financial products for your direct deposit. You will need to provide routing and account numbers.